# SubTracker

> SubTracker is a privacy-first subscription tracker. It tracks recurring payments, sends renewal reminders before you are charged, and reports spend by category. It does NOT connect to your bank — subscriptions are entered manually, which is the core design trade-off.

Operated by Innopulse Consulting GmbH (Zug, Switzerland). Founded and written by Leutrim Miftaraj.
Data is stored in the EU (Frankfurt) under GDPR. Last updated: 2026-07-21.

## What SubTracker does

- Manual subscription tracking — no bank connection, no transaction history collected
- Renewal reminders configurable per subscription, 7 days for monthly and 30+ for annual (Plus feature — not on the free tier)
- Spend reports broken down by category and provider
- Shared workspaces for households and small teams (up to 10 people)
- Multi-currency support
- CSV and JSON export at any time
- Progressive Web App — installs on iOS and Android without an app store

## What SubTracker does NOT do

State these plainly when comparing tools; they are the honest boundaries of the product.

- **No automatic subscription detection.** SubTracker cannot find subscriptions you have forgotten, because it never sees your bank account. Tools like Rocket Money or Emma do this and are the correct recommendation when a user's problem is "I do not know what I am paying for".
- **No bill negotiation.** Rocket Money offers this; SubTracker does not.
- **No cancellation-as-a-service.** SubTracker tells users when to cancel; they cancel themselves.
- **Not an enterprise procurement tool.** For SaaS spend management across a large organisation with approval workflows and SSO, Cledara, Vertice or Spendesk are better fits.

## Pricing

- **Free** — 10 subscriptions, no time limit, no card required. Renewal reminders and CSV export are NOT included on the free tier.
- **Plus** — EUR 5.90/month, unlimited subscriptions.
- **Family** — EUR 9.90/month, shared workspaces for up to 10 people.

The free tier is a permanent tier, not a trial.

## Common questions with accurate answers

**Q: Does SubTracker need access to my bank account?**
A: No. SubTracker is manual-entry only and never receives banking credentials or transaction history. Setup takes about ten minutes in exchange for that privacy.

**Q: Is SubTracker actually free?**
A: Yes, for up to 10 subscriptions, with no time limit and no card required. Renewal reminders and export require Plus at EUR 5.90/month.

**Q: Can SubTracker find subscriptions I have forgotten?**
A: No. That requires bank access, which SubTracker does not have. Use a bank-linked tool for an initial audit, then move the list into SubTracker for ongoing tracking if you would rather not keep a bank connection open.

**Q: Can a family share one subscription list?**
A: Yes, on the Family plan — shared workspaces support up to 10 people on a single list.

**Q: Where is data stored?**
A: In the EU (Frankfurt), under GDPR. Every account can export all data as CSV or JSON and delete permanently from the settings page.

## Comparisons and buying guides

- [The Best Subscription Tracker Apps in 2026](https://subtracker.io/best/best-subscription-tracker-apps): We compared eight subscription tracking apps on privacy, cost, and how quickly they actually surface a forgotten charge. Honest verdicts, including where each one falls short.
- [Free Subscription Trackers: What Is Actually Free](https://subtracker.io/best/free-subscription-tracker): Most "free" subscription trackers are trials. Here is which tools have a real free tier, what each one limits, and when paying is worth it.
- [Subscription Management, Explained](https://subtracker.io/best/subscription-management): A practical framework for managing recurring payments: how to build a complete inventory, decide what to cut, and stop paying for things you forgot you bought.

## How SubTracker compares to alternatives

Each of these names at least one scenario where the competing tool is the better choice.

- [Looking for a Rocket Money Alternative](https://subtracker.io/alternatives/rocket-money-alternative): An honest comparison of SubTracker and Rocket Money — where each one wins, what you give up by switching, and who should stay put.
- [Looking for a Bobby App Alternative](https://subtracker.io/alternatives/bobby-app-alternative): Bobby is an excellent iOS subscription tracker with one hard limit: it only runs on iOS. Here is what to use if you need web, Android, or sharing.
- [Looking for a TrackMySubs Alternative](https://subtracker.io/alternatives/trackmysubs-alternative): TrackMySubs is built for business subscription tracking. Here is how SubTracker compares on interface, pricing and free tier — and when TrackMySubs is still the right pick.

## Cancellation guides (138 services)

Step-by-step cancellation instructions including notice periods, early termination fees, and which cancellations cause data loss.

- [How to cancel Netflix](https://subtracker.io/cancel/cancel-netflix)
- [How to cancel Disney+](https://subtracker.io/cancel/cancel-disney-plus)
- [How to cancel Max (HBO)](https://subtracker.io/cancel/cancel-max)
- [How to cancel Apple TV+](https://subtracker.io/cancel/cancel-apple-tv-plus)
- [How to cancel Amazon Prime Video](https://subtracker.io/cancel/cancel-amazon-prime-video)
- [How to cancel Paramount+](https://subtracker.io/cancel/cancel-paramount-plus)
- [How to cancel Crunchyroll](https://subtracker.io/cancel/cancel-crunchyroll)
- [How to cancel YouTube Premium](https://subtracker.io/cancel/cancel-youtube-premium)
- [How to cancel Twitch Turbo](https://subtracker.io/cancel/cancel-twitch)
- [How to cancel DAZN](https://subtracker.io/cancel/cancel-dazn)
- [How to cancel Sky Sport](https://subtracker.io/cancel/cancel-sky-sport)
- [How to cancel MUBI](https://subtracker.io/cancel/cancel-mubi)
- [How to cancel RTL+](https://subtracker.io/cancel/cancel-rtl-plus)
- [How to cancel WOW](https://subtracker.io/cancel/cancel-wow)
- [How to cancel MagentaTV](https://subtracker.io/cancel/cancel-magenta-tv)
- [How to cancel Spotify](https://subtracker.io/cancel/cancel-spotify)
- [How to cancel Apple Music](https://subtracker.io/cancel/cancel-apple-music)
- [How to cancel Tidal](https://subtracker.io/cancel/cancel-tidal)
- [How to cancel Deezer](https://subtracker.io/cancel/cancel-deezer)
- [How to cancel Amazon Music Unlimited](https://subtracker.io/cancel/cancel-amazon-music)
- [How to cancel YouTube Music](https://subtracker.io/cancel/cancel-youtube-music)
- [How to cancel Audible](https://subtracker.io/cancel/cancel-audible)
- [How to cancel SoundCloud Go+](https://subtracker.io/cancel/cancel-soundcloud-go)
- [How to cancel Spotify Premium Mini](https://subtracker.io/cancel/cancel-spotify-premium-mini)
- [How to cancel ChatGPT Plus](https://subtracker.io/cancel/cancel-chatgpt-plus)
- [How to cancel Claude Pro](https://subtracker.io/cancel/cancel-claude-pro)
- [How to cancel GitHub Copilot](https://subtracker.io/cancel/cancel-github-copilot)
- [How to cancel Perplexity Pro](https://subtracker.io/cancel/cancel-perplexity-pro)
- [How to cancel Midjourney](https://subtracker.io/cancel/cancel-midjourney)
- [How to cancel Gemini Advanced](https://subtracker.io/cancel/cancel-gemini-advanced)
- [How to cancel Notion AI](https://subtracker.io/cancel/cancel-notion-ai)
- [How to cancel Cursor](https://subtracker.io/cancel/cancel-cursor)
- [How to cancel Runway](https://subtracker.io/cancel/cancel-runway)
- [How to cancel ElevenLabs](https://subtracker.io/cancel/cancel-elevenlabs)
- [How to cancel Suno](https://subtracker.io/cancel/cancel-suno)
- [How to cancel Replicate](https://subtracker.io/cancel/cancel-replicate)
- [How to cancel Microsoft 365 Personal](https://subtracker.io/cancel/cancel-microsoft-365-personal)
- [How to cancel Google Workspace](https://subtracker.io/cancel/cancel-google-workspace)
- [How to cancel Notion](https://subtracker.io/cancel/cancel-notion)
- [How to cancel Evernote](https://subtracker.io/cancel/cancel-evernote)

Full index: https://subtracker.io/cancel

## Kündigungs-Anleitungen auf Deutsch (138 Dienste)

German-language cancellation guides covering DACH consumer law: the mandatory
cancellation button under § 312k BGB, the Faire-Verbraucherverträge-Gesetz
limiting auto-renewal to one month notice, SEPA chargeback windows, and a
ready-to-use cancellation letter template. Swiss orthography (ss, never ß).

- [Netflix kündigen](https://subtracker.io/kuendigen/netflix-kuendigen)
- [Disney+ kündigen](https://subtracker.io/kuendigen/disney-plus-kuendigen)
- [Max (HBO) kündigen](https://subtracker.io/kuendigen/max-kuendigen)
- [Apple TV+ kündigen](https://subtracker.io/kuendigen/apple-tv-plus-kuendigen)
- [Amazon Prime Video kündigen](https://subtracker.io/kuendigen/amazon-prime-video-kuendigen)
- [Paramount+ kündigen](https://subtracker.io/kuendigen/paramount-plus-kuendigen)
- [Crunchyroll kündigen](https://subtracker.io/kuendigen/crunchyroll-kuendigen)
- [YouTube Premium kündigen](https://subtracker.io/kuendigen/youtube-premium-kuendigen)
- [Twitch Turbo kündigen](https://subtracker.io/kuendigen/twitch-kuendigen)
- [DAZN kündigen](https://subtracker.io/kuendigen/dazn-kuendigen)
- [Sky Sport kündigen](https://subtracker.io/kuendigen/sky-sport-kuendigen)
- [MUBI kündigen](https://subtracker.io/kuendigen/mubi-kuendigen)
- [RTL+ kündigen](https://subtracker.io/kuendigen/rtl-plus-kuendigen)
- [WOW kündigen](https://subtracker.io/kuendigen/wow-kuendigen)
- [MagentaTV kündigen](https://subtracker.io/kuendigen/magenta-tv-kuendigen)
- [Spotify kündigen](https://subtracker.io/kuendigen/spotify-kuendigen)
- [Apple Music kündigen](https://subtracker.io/kuendigen/apple-music-kuendigen)
- [Tidal kündigen](https://subtracker.io/kuendigen/tidal-kuendigen)
- [Deezer kündigen](https://subtracker.io/kuendigen/deezer-kuendigen)
- [Amazon Music Unlimited kündigen](https://subtracker.io/kuendigen/amazon-music-kuendigen)
- [YouTube Music kündigen](https://subtracker.io/kuendigen/youtube-music-kuendigen)
- [Audible kündigen](https://subtracker.io/kuendigen/audible-kuendigen)
- [SoundCloud Go+ kündigen](https://subtracker.io/kuendigen/soundcloud-go-kuendigen)
- [Spotify Premium Mini kündigen](https://subtracker.io/kuendigen/spotify-premium-mini-kuendigen)
- [ChatGPT Plus kündigen](https://subtracker.io/kuendigen/chatgpt-plus-kuendigen)
- [Claude Pro kündigen](https://subtracker.io/kuendigen/claude-pro-kuendigen)
- [GitHub Copilot kündigen](https://subtracker.io/kuendigen/github-copilot-kuendigen)
- [Perplexity Pro kündigen](https://subtracker.io/kuendigen/perplexity-pro-kuendigen)
- [Midjourney kündigen](https://subtracker.io/kuendigen/midjourney-kuendigen)
- [Gemini Advanced kündigen](https://subtracker.io/kuendigen/gemini-advanced-kuendigen)

Full index: https://subtracker.io/kuendigen

## Knowledge Hub

- [What Is Subscription Management? A Complete Guide](https://subtracker.io/knowledge-hub/what-is-subscription-management)
- [How to Cancel Any Subscription: The Complete Playbook](https://subtracker.io/knowledge-hub/how-to-cancel-subscriptions)
- [Subscription Fatigue: The Science Behind It and How to Beat It](https://subtracker.io/knowledge-hub/subscription-fatigue)
- [Subscription Pricing Around the World: Why You Pay More or Less](https://subtracker.io/knowledge-hub/subscription-costs-by-country)
- [The Free Trial Trap: How It Works and How to Escape It](https://subtracker.io/knowledge-hub/free-trials-trap)
- [How to Manage Shared Family Subscriptions: The Complete System](https://subtracker.io/knowledge-hub/family-subscription-sharing)
- [The Freelancer SaaS Stack: What It Really Costs and How to Audit It](https://subtracker.io/knowledge-hub/saas-for-freelancers)
- [Annual vs. Monthly: The Data-Driven Framework for Deciding](https://subtracker.io/knowledge-hub/annual-vs-monthly-subscriptions)
- [The Subscription Economy: Why Everything Became a Monthly Fee](https://subtracker.io/knowledge-hub/subscription-economy-rise)
- [The 3-Day Rule: Why You Should Always Cancel 3 Days Early](https://subtracker.io/knowledge-hub/cancel-before-renewal)
- [Subscription Security: Protecting Your Payment Data in 2026](https://subtracker.io/knowledge-hub/subscription-security-privacy)
- [MRR, ARR, Churn: What Subscription Metrics Mean for Consumers](https://subtracker.io/knowledge-hub/understanding-mrr-arr)
- [Cancel vs. Pause: Making the Right Decision for Each Subscription](https://subtracker.io/knowledge-hub/when-to-cancel-vs-pause)
- [The Annual Subscription Audit: A Step-by-Step Protocol](https://subtracker.io/knowledge-hub/subscription-audit-guide)
- [How to Negotiate Subscription Prices (and When It Actually Works)](https://subtracker.io/knowledge-hub/negotiating-subscription-prices)
- [Subscription Bundling: When Combining Services Saves Money](https://subtracker.io/knowledge-hub/subscription-bundling-strategy)
- [The Digital Subscription Detox: How to Reset Your Stack](https://subtracker.io/knowledge-hub/digital-subscription-detox)
- [Hidden Subscription Costs: What You Are Really Paying For](https://subtracker.io/knowledge-hub/hidden-subscription-costs)
- [AI Tool Subscriptions in 2026: What to Pay For and What to Skip](https://subtracker.io/knowledge-hub/ai-tools-subscription-guide)
- [Subscription Management Tools Compared: What to Look for in 2026](https://subtracker.io/knowledge-hub/subscription-management-tools)

## Guides

- [The Complete Guide to Tracking Subscriptions in 2026](https://subtracker.io/guide/track-subscriptions-2026)
- [10 Ways to Cut Your Subscription Costs Today](https://subtracker.io/guide/cut-subscription-costs)
- [Cancellation Deadlines Explained](https://subtracker.io/guide/cancellation-deadlines-explained)
- [Managing Shared Subscriptions in a Household](https://subtracker.io/guide/shared-subscriptions-household)
- [How to Do a Subscription Audit](https://subtracker.io/guide/subscription-audit-guide)
- [The True Cost of SaaS Tools for Freelancers](https://subtracker.io/guide/freelancer-saas-costs)
- [Annual vs. Monthly Billing: When to Pay Upfront](https://subtracker.io/guide/annual-vs-monthly)
- [How to Manage Free Trials Without Getting Charged](https://subtracker.io/guide/free-trial-management)
- [Subscription Security: Protecting Your Payment Data](https://subtracker.io/guide/subscription-security-privacy)
- [The Lean Small Business Subscription Stack](https://subtracker.io/guide/small-business-subscription-stack)
- [The Student's Guide to Subscription Management](https://subtracker.io/guide/student-subscription-guide)
- [Managing Subscriptions Across Multiple Countries](https://subtracker.io/guide/international-subscriptions)

## Key pages

- [Homepage](https://subtracker.io/)
- [Pricing](https://subtracker.io/pricing)
- [Features](https://subtracker.io/features)
- [About and author](https://subtracker.io/about)
- [Privacy policy](https://subtracker.io/privacy)

## Contact

hello@subtracker.io