SubTracker vs Truebill/Rocket Money

SubTracker vs Truebill (Rocket Money): Privacy vs Automation

Truebill is now Rocket Money. Full comparison with SubTracker on features, pricing, privacy, and which is right for you.

Verdict: SubTracker for privacy, Rocket Money for automation

Truebill rebranded as Rocket Money in 2022 after acquisition by Rocket Companies. The product is the same: bank-connected subscription tracking with bill negotiation services.

Key Differences

Data approach: Truebill/Rocket Money requires connecting your bank account via Plaid. SubTracker uses manual entry — no bank credentials ever shared.

Currency support: Rocket Money is designed for US users and operates in USD. SubTracker supports 25+ currencies and is used internationally.

Business model: Rocket Money earns from premium subscriptions and bill negotiation commissions (they take 30-60% of first-year savings from bills they negotiate). SubTracker earns only from subscription fees — no commission on your savings.

For International Users Rocket Money is effectively US-only. If you pay subscriptions in EUR, GBP, CHF, or other currencies, SubTracker is the practical choice.

Track whatever you decide to keep

Add it to SubTracker in 30 seconds. Get a reminder before the next renewal.

Start for Free