Which subscription tracker works in New Zealand?
A small market means most services bill in foreign currency. That single fact shapes what tracking has to do here.
The short answer
New Zealand is small enough that most global services never set a local price. Subscriptions therefore bill in US or Australian dollars, and the New Zealand amount moves every month with the exchange rate. A tracker that only stores the advertised price will disagree with your statement within a quarter.
Leutrim Miftaraj
Founder, SubTracker · Updated September 7, 2026
The defining fact: almost nothing is priced locally
Large markets get local pricing. New Zealand usually does not — global services set a US dollar price, sometimes an Australian one, and charge you the converted amount.
Everything else here follows from that. It is not a complaint; it is the constraint any tracking system has to be built around.
What foreign billing does to a subscription list
The amount changes without the price changing. A service that costs the same US dollar figure for three years can cost noticeably different New Zealand amounts across those years. Someone watching only the local figure sees increases that are not increases.
A real price rise is harder to spot. It arrives mixed into exchange-rate movement, so the signal is buried in noise. This is precisely where recording the original currency pays off: in US dollars the rise is unambiguous.
Conversion fees compound quietly. Many cards add a percentage on foreign transactions. Per charge it is trivial; across a dozen monthly subscriptions and a year it is not.
The practical rule
Record the currency you are actually charged in, and the amount from your statement.
That gives you two things a converted figure cannot. You can tell a price rise from a currency movement, and your total matches what left your account rather than approximating it.
SubTracker supports 25 currencies, so a subscription billed in US dollars can be stored in US dollars rather than translated at entry.
Where to look for what you already have
The usual bank-linked names do not reach New Zealand banks; the market is small and the integrations were never built. What works costs nothing:
Your bank's transaction search, twelve months rather than three — annual subscriptions leave no trace in a shorter window and are the ones most likely to be forgotten.
The two app stores, which is where a surprising share of subscriptions actually lives and which never itemise on a statement.
A card with no foreign transaction fee, which is not a tracking tool but removes a cost that tracking would otherwise only reveal.
Where SubTracker Is the Wrong Tool
You do not know what you are paying for. SubTracker has no bank connection and cannot find a subscription you did not enter. If that is your actual problem, use a bank-linked tool for one audit first — where one is available in your market — and move the list across afterwards.
You want somebody to cancel for you. SubTracker tells you what to cancel and when. The cancelling is yours.
You want fewer than about ten minutes of setup. That is roughly what entering an existing list costs. It buys a tool that never sees your account, which is a trade and not a free lunch.
Getting Started Here
The free plan tracks unlimited subscriptions with no card and no expiry, supports 25 currencies, and imports an existing list from CSV. Renewal reminders and price-change alerts are Plus features; there is no trial, because the free tier is not one.
Nothing about it is market-specific, which in most of the places below is the point: a manual tracker works identically everywhere because it asks no bank for anything.
Stop losing money to forgotten subscriptions
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Start freeFrequently asked questions
Why does my subscription cost a different amount every month?+
Because it almost certainly bills in US or Australian dollars. New Zealand is small enough that most global services never set a local price, so the New Zealand amount moves with the exchange rate even when the provider has changed nothing.
How do I tell a real price rise from a currency movement?+
Record the original billing currency and the amount from your statement. In the original currency a rise is unambiguous; converted into New Zealand dollars it arrives mixed into exchange-rate noise and is easy to miss entirely.
Do bank-linked trackers work with New Zealand banks?+
Generally not. The market is small enough that those integrations were never built. Your bank's own transaction search over twelve months, the two app store subscription lists, and a manual tracker cover the ground for free.
Do foreign transaction fees matter?+
Per charge, barely. Across a dozen monthly subscriptions over a year, meaningfully — and it is a cost tracking reveals rather than removes. A card without the fee is the fix; the tracker only tells you it is worth getting one.
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